DueSimple
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01 — The money arrives

Your next paycheck already has a job to do.

DueSimple plans one upcoming paycheck against dated needs by timing and priority—so you can see what is covered, what is tight, and what remains before spending begins.

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  • No bank connection
  • No money movement
  • Planning result, not a guarantee
DueSimple planFictional example

Main salary · Expected Aug 7

Your next paycheck

Expected paycheck amount: 2,450.00 dollars.

Safe to spendSafe to spend amount: 0.00 dollars.after planned needs

Planned needs

App-generated plan order
NeedDueNeededAllocatedStatus
Car insuranceObligationRequired amount: 400.00 dollars.Allocated amount: 255.00 dollars. Status: Partially funded.Partially funded
ChildcareObligationRequired amount: 300.00 dollars.Allocated amount: 300.00 dollars. Status: Funded.Funded
Credit card minimumObligationRequired amount: 75.00 dollars.Allocated amount: 75.00 dollars. Status: Funded.Funded
ElectricityObligationRequired amount: 120.00 dollars.Allocated amount: 120.00 dollars. Status: Funded.Funded
GroceriesObligationRequired amount: 250.00 dollars.Allocated amount: 250.00 dollars. Status: Funded.Funded
RentObligationRequired amount: 1,450.00 dollars.Allocated amount: 1,450.00 dollars. Status: Funded.Funded
Expected income
Expected income: 2,450.00 dollars.
Needed
Needed: 2,595.00 dollars.
Total allocated
Total allocated: 2,450.00 dollars.
Safe to spend
Safe to spend: 0.00 dollars.
Shortage
Shortage: 145.00 dollars.

Automatic allocation for this fictional scenario.

02 — The needs enter

Every need has a date and priority.

Rent, Childcare, Electricity, Groceries, Credit card minimum and Car insurance enter one ordered plan. The dates and priorities stay visible.

Six needs. One visible order.

Earlier dates stay ahead; status never disappears.

03 — The plan takes shape

One clear order. One reconciled result.

The fictional paycheck is allocated by due date and priority. Needed, allocated, short, and safe-to-spend amounts all come from the same calculation.

Every number closes the loop.

One calculation feeds the same visible result.

Expected income
Expected income: 2,450.00 dollars.
Needed
Needed: 2,595.00 dollars.
Allocated
Allocated: 2,450.00 dollars.
Shortage
Shortage: 145.00 dollars.

Safe to spendSafe to spend: 0.00 dollars.after the plan

04 — The timing gets tight

There’s a $145.00 shortage.

The plan does not soften it: Car insurance is partially funded after the earlier dated needs. The app-generated baseline reports a $145.00 shortage.

Car insurance is still short.

The gap remains visible before any spending decision.

Still needed: 145.00 dollars.still needed

Needed by Aug 20
Required amount: 400.00 dollars.
Allocated
Allocated amount: 255.00 dollars.

Authenticated app capability

Timeline is available in the authenticated app and is not a public demo view. This read-only sequence uses the same canonical item amounts and dates shown in Matrix.

  1. RentFunded
  2. ChildcareFunded
  3. ElectricityFunded
  4. GroceriesFunded
  5. Credit card minimumFunded
  6. Car insurancePartially funded

The same sequence, in text

  1. Rent. Due Aug 10. Needed $1,450.00. Allocated $1,450.00. Still needed $0.00. Status: Funded.
  2. Childcare. Due Aug 12. Needed $300.00. Allocated $300.00. Still needed $0.00. Status: Funded.
  3. Electricity. Due Aug 14. Needed $120.00. Allocated $120.00. Still needed $0.00. Status: Funded.
  4. Groceries. Due Aug 14. Needed $250.00. Allocated $250.00. Still needed $0.00. Status: Funded.
  5. Credit card minimum. Due Aug 16. Needed $75.00. Allocated $75.00. Still needed $0.00. Status: Funded.
  6. Car insurance. Due Aug 20. Needed $400.00. Allocated $255.00. Still needed $145.00. Status: Partially funded.

05 — The decision stays yours

One assumption changes. Every total follows.

In this fictional example, the user changes Groceries from $250.00 to $105.00. The app-generated example decision reports a $0.00 shortage. This is an example, not advice.

One edit. A fully reconciled result.

Groceries changes; the calculation follows.

Planned amount
$250.00$105.00
Shortage
Shortage before decision: 145.00 dollars.Shortage after decision: 0.00 dollars.

This fixed example shows the effect. It does not choose for you.

One source of truth

Three views. One plan.

Overview, Paychecks, and Matrix explain the same app-generated $2,450.00 allocation from different angles.

Overview

Paycheck totals, shortages, and what remains are summarized from the current plan.

Paychecks

Expected, allocated, remaining, and safe-to-spend values stay tied to the same paycheck result.

Matrix

Per-paycheck allocations keep every dated item and partial amount visible without duplicating a need.

Explore connected features

Built from a household question

Forward planning began where reports stopped.

“We did not need another report about yesterday. We needed a plan for the paycheck arriving next.”
Built first for our own household
Read our story

DueSimple Core

Core is free. Not a trial.

A complete rolling paycheck plan, set to 90 days by default and configurable from 30 days to one year.

No trial. No payment card required.

See Core pricingStart free

What the plan does not hide

Planning boundaries, written plainly.

It plans. It does not bank.

DueSimple does not connect to banks, monitor transactions, hold funds, move money, or initiate payments.

Safe to spend is explained.

It is a planning result based on the dates, amounts, and rules in the plan—not a guarantee.

Access is part of the work.

Keyboard navigation, reflow, reduced motion, and text-plus-icon status cues are part of the product commitment.

Read security boundariesRead accessibility commitments

A safe place to begin

See the plan before you share a thing.

The guided demo uses fixed fictional data and accepts no personal financial information.

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