DueSimple
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Five verified capabilities

Follow the plan, not a feature checklist.

Move through one fixed fictional paycheck plan. Every date, amount, shortage, split, and rule remains connected to the same source.

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Capability 1 of 5

Plan in date-and-priority order.

Expected income meets dated needs in a sequence you can inspect.

Verified capability

Paycheck planning

The fictional Main salary is allocated to needs by due date, then priority. The plan keeps every amount and status inspectable.

DueSimple planFictional example

Main salary · Expected Aug 7

Your next paycheck

Expected paycheck amount: 2,450.00 dollars.

Safe to spendSafe to spend amount: 0.00 dollars.after planned needs

Planned needs

By due date, then priority
NeedDueNeededAllocatedStatus
RentPriority 1 · FixedRequired amount: 1,450.00 dollars.Allocated amount: 1,450.00 dollars. Status: Funded.Funded
ChildcarePriority 1 · FixedRequired amount: 300.00 dollars.Allocated amount: 300.00 dollars. Status: Funded.Funded
ElectricityPriority 1 · FixedRequired amount: 120.00 dollars.Allocated amount: 120.00 dollars. Status: Funded.Funded
GroceriesPriority 2 · FlexibleRequired amount: 250.00 dollars.Allocated amount: 250.00 dollars. Status: Funded.Funded
Credit card minimumPriority 1 · FixedRequired amount: 75.00 dollars.Allocated amount: 75.00 dollars. Status: Funded.Funded
Car insurancePriority 1 · FixedRequired amount: 400.00 dollars.Allocated amount: 255.00 dollars. Status: Partially funded.Partially funded
Expected income
Expected income: 2,450.00 dollars.
Needed
Needed: 2,595.00 dollars.
Total allocated
Total allocated: 2,450.00 dollars.
Safe to spend
Safe to spend: 0.00 dollars.
Shortage
Shortage: 145.00 dollars.

Automatic allocation for this fictional scenario.

Capability 2 of 5

Keep the timing shortage visible.

Partial funding stays named before and after a fictional decision.

Timing result

Visible shortage: 145.00 dollars.

A difficult number stays in the plan.

Car insurance is partially funded. A confirmed fictional decision reduces the flexible Groceries allowance by Fictional allowance adjustment: 145.00 dollars., bringing this fixed example back into balance. It is not advice.

Timing allocation chartAug 10Aug 12Aug 14Aug 14Aug 16Aug 20

Each step is an allocation in due-date and priority order. The final partial step is the visible shortage.

The same sequence, in text

  1. Rent. Due Aug 10. Required $1,450.00. Allocated $1,450.00. Remaining $1,000.00. Status: Funded.
  2. Childcare. Due Aug 12. Required $300.00. Allocated $300.00. Remaining $700.00. Status: Funded.
  3. Electricity. Due Aug 14. Required $120.00. Allocated $120.00. Remaining $580.00. Status: Funded.
  4. Groceries. Due Aug 14. Required $250.00. Allocated $250.00. Remaining $330.00. Status: Funded.
  5. Credit card minimum. Due Aug 16. Required $75.00. Allocated $75.00. Remaining $255.00. Status: Funded.
  6. Car insurance. Due Aug 20. Required $400.00. Allocated $255.00. Remaining $0.00. Status: Partially funded.

Capability 3 of 5

Split one obligation without duplicating it.

Two derived shares still reconcile to one original obligation.

One obligation

Rent

Rent total: 1,450.00 dollars.

Due Aug 10 · Fixed · Priority 1
First shareFirst allocation share: 725.00 dollars.
Second shareSecond allocation share: 725.00 dollars.

The two allocations still total one Rent obligation.

Derived from the fixed Rent amount to illustrate a manual split. This does not add another paycheck to the fictional scenario.

Capability 4 of 5

Choose what remaining money should do.

Keep it available, protect a buffer, or support a goal.

Settings

Fixed planning rules

These rules are shown for explanation only. The fictional demo does not let you change them.

Plan order
Due date, then priority
Plan data
Fixed fictional records only

When money remains

  1. Keep availableCurrent fixed demo rule

    Leave any amount that remains visible as safe to spend.

  2. Protect a bufferNot active in this demo

    Reserve a chosen buffer before an amount becomes available.

  3. Support a goalNot active in this demo

    Direct a chosen share toward a planning goal.

Expected income
Expected income: 2,450.00 dollars.
Total allocated
Total allocated: 2,450.00 dollars.
Shortage
Shortage: 145.00 dollars.

Capability 5 of 5

Keep Matrix and Timeline in agreement.

Different views explain the same fixed allocation result.

Matrix

Allocations by paycheck

One row per obligation keeps every allocation visible without duplicating what is owed.

Fixed fictional allocations from the Main salary paycheck
NeedNeededMain salaryExpected Aug 7Still needed
RentPriority 1 · FixedRent needed: 1,450.00 dollars.Rent allocated: 1,450.00 dollars. Status: funded.Rent still needed: 0.00 dollars.
ChildcarePriority 1 · FixedChildcare needed: 300.00 dollars.Childcare allocated: 300.00 dollars. Status: funded.Childcare still needed: 0.00 dollars.
ElectricityPriority 1 · FixedElectricity needed: 120.00 dollars.Electricity allocated: 120.00 dollars. Status: funded.Electricity still needed: 0.00 dollars.
GroceriesPriority 2 · FlexibleGroceries needed: 250.00 dollars.Groceries allocated: 250.00 dollars. Status: funded.Groceries still needed: 0.00 dollars.
Credit card minimumPriority 1 · FixedCredit card minimum needed: 75.00 dollars.Credit card minimum allocated: 75.00 dollars. Status: funded.Credit card minimum still needed: 0.00 dollars.
Car insurancePriority 1 · FixedCar insurance needed: 400.00 dollars.Car insurance allocated: 255.00 dollars. Status: partial.Car insurance still needed: 145.00 dollars.
Plan totalTotal needed: 2,595.00 dollars.Total allocated: 2,450.00 dollars.Shortage: 145.00 dollars.
Expected income
Expected income: 2,450.00 dollars.
Total allocated
Total allocated: 2,450.00 dollars.
Shortage
Shortage: 145.00 dollars.

Timeline

The same sequence, in time.

The dates change the explanation, not the result underneath it.

Timing allocation chartAug 10Aug 12Aug 14Aug 14Aug 16Aug 20

Each step is an allocation in due-date and priority order. The final partial step is the visible shortage.

The same sequence, in text

  1. Rent. Due Aug 10. Required $1,450.00. Allocated $1,450.00. Remaining $1,000.00. Status: Funded.
  2. Childcare. Due Aug 12. Required $300.00. Allocated $300.00. Remaining $700.00. Status: Funded.
  3. Electricity. Due Aug 14. Required $120.00. Allocated $120.00. Remaining $580.00. Status: Funded.
  4. Groceries. Due Aug 14. Required $250.00. Allocated $250.00. Remaining $330.00. Status: Funded.
  5. Credit card minimum. Due Aug 16. Required $75.00. Allocated $75.00. Remaining $255.00. Status: Funded.
  6. Car insurance. Due Aug 20. Required $400.00. Allocated $255.00. Remaining $0.00. Status: Partially funded.
Expected income
Expected income: 2,450.00 dollars.
Total allocated
Total allocated: 2,450.00 dollars.
Shortage
Shortage: 145.00 dollars.

One fixed plan, four connected views

Now inspect the whole plan yourself.

The guided demo is read-only, uses fictional data, and accepts no personal financial information.

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